Travelnest news
Holiday home insurance guide
9 Jan 2023
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By Sophie Eminson
As a vacation rental host it’s likely you may be worried about potential damage. Although it is rare, insurance is a must to protect yourself in case of an accident or another unexpected event. Not only does holiday home insurance provide you with financial protection, but it also gives you peace of mind. With proper coverage, you’ll have access to funds if something goes wrong, as well as assurance that any repairs needed will be taken care of quickly and efficiently.
Your complete guide to insuring a holiday home with Travelnest
With Travelnest, it’s easy to host a holiday home with increased exposure. Simply add all the details of your property to your account and our software takes care of the rest. We understand that each host has different needs, so we let you decide the exact listing details. We do not manage insurance for hosts, and security deposits aren’t managed for all of our booking partners. The only channels we do process claims for are Airbnb and TripAdvisor bookings (as well as the Tripadvisor afilliate channels HolidayLettings, HouseTrip and FlipKey affiliates). With over 30 booking sites to choose from, hosting with us is hassle free and our team are here to support you.
Airbnb Aircover for hosts
Whilst Travelnest processes damage claims for our partner channel Airbnb, all bookings made with Airbnb are protected by Aircover. Airbnb launched Aircover in 2022, offering free cover to both hosts and guests from situations such as damage. Aircover provides hosts with $1 million host liability insurance and up to $3 million host damage protection. Aircover reimburses hosts for issues which, for example, require deep cleaning or as a result of pet damage. View the full list and Aircover guide to learn more.
Setting house rules
Outlining your house rules in advance can help you protect your property against unexpected damage and disruption. Not only will they provide guidance to your guests on what to expect throughout their stay, but they also allow you to set the boundaries regarding how you’d like things managed in your home (such as no smoking, no pets allowed). We let you add these requirements to the specific house rules section of the Travelnest account. While it is important for everyone to enjoy their stay and have a great experience, establishing these house rules can provide that extra line of defence if things don’t quite go to plan.
Requesting a damage deposit
As mentioned, you may also choose to request a deposit from guests. Also known as a security deposit, this is a refundable sum of money which an owner collects from each guest in addition to the total booking cost. If any damage is made to the property by the guest, the owner can make deductions from the damage deposit to cover these. If there is no damage, the deposit is returned in full. Although it can be beneficial to ask for a deposit, we do not recommend relying on it. Rather than having a large deposit fee, we always advise having comprehensive insurance in place for your property in place as a priority.
Insurance for holiday homes
If you are looking for holiday home insurance, we recommend the following for hosts based in the UK:
Towergate holiday home insurance
Aviva holiday home insurance
Direct line holiday home insurance
Pikl insurance
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